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How to Budget a Renovation: Where to Save and Where to Splurge

Spending on the right items — not every item — is the secret to a smart budget.

2026-05-22 · 6 min read

Unlimited budgets are rare. The smart approach: invest where replacement is hard and costly, save where updates are easy.

Where to splurge

Waterproofing, plumbing, flooring and bathroom tiles — replacing these later is expensive and destructive.

Where to save

Paint colour, cabinet handles, light fittings and accessories are easy to update later; budget choices here are low-risk.

Frequently Asked Questions

Are cheap materials always a saving?
No. In high-use areas cheap materials wear out fast and create re-renovation costs. Match the grade to the usage.